📌 Frequently Asked Questions – Gromi Finance
What is Gromi Finance and how does it work?
Gromi Finance is an innovative app that helps users earn real cash by unlocking debit/credit card rewards, coupons, and cashback offers. It also provides instant personal loan services with a 100% digital process.
How can I earn ₹5000 to ₹15000 monthly from Gromi?
By completing real-time tasks and offers using your debit/credit cards, you can easily convert bank-provided rewards into real cash directly via the Gromi app.
Is there any investment required to earn money?
No, you don’t need to invest money. Gromi uses your bank’s existing offers and turns them into earnings. It’s risk-free and practical.
Can I take a personal loan without affecting my CIBIL score?
Yes. Gromi allows you to check eligibility and apply for loans without impacting your credit score until the loan is actually disbursed.
Is Gromi Finance safe and legal?
Absolutely. Gromi Finance partners with registered NBFCs and follows RBI guidelines. Your data is protected with strong encryption and privacy policies.
Can self-employed people get instant loans from Gromi?
Yes. Whether you're a freelancer, shop owner, or small businessperson, you can apply for up to ₹10 lakh loans with flexible terms via Gromi Finance.
Are students eligible for Gromi Finance services?
Yes. Students with valid KYC, income proof, or co-applicants can access earning offers and in some cases, small-ticket loans or educational tools through Gromi.
How long does it take for loan approval and disbursement?
Loan approvals can happen instantly and disbursement is usually within a few minutes to a few hours after final approval, depending on your bank and KYC status.
What are the documents required to use Gromi?
Basic KYC documents like Aadhaar, PAN, bank statement, and selfie verification are needed. For loans, income proof may be required.